body 				{ margin: 0px; background-color: #FFFFFF; background-image:url(images/bg.jpg)}

A:link 				{  color: #012D6C; text-decoration: none; }
A:active 			{  color: #012D6C; text-decoration: none; }
A:visited 			{  color: #012D6C; text-decoration: none; }
A:hover 			{  color: #012D6C; text-decoration: underline; }

.footer, .footer a:link, .footer a:active, .footer a:visited, .footer a:hover				{ font-family:  Arial; font-size: 7pt; color: #DDDDDD; }
.iias, .iias a:link, .iias a:active, .iias a:visited, .iias a:hover				{ font-family:  Arial; font-size: 7pt; color: #DDDDDD; }

p, td					{ font-family:  Arial; color: #000000; font-size: 10pt; }

li { list-style-type: none;
	background: url(images/bullet.jpg) no-repeat scroll 0 1px;
	padding-left: 17px;
	margin-left: -20px;
	margin-bottom: 8px;
}

.Headings		{
	font-family:  Verdana, Geneva, sans-serif; 
	color: #860019;
	font-size: 14pt;
	font-weight:bold;
	font-style:italic;
	margin:0;
	padding-left:30;
}

.SubHeadings		{
	font-family:  Verdana, Geneva, sans-serif;
	color: #860019;
	font-size: 12pt;
	font-style:italic;
	font-weight:bold;
	margin:0;
}

/* gray ghost borders on image select fix */

object:active, div:active
{
outline: none;
}

object:focus, div:focus
{
-moz-outline-style: none;
}